Pet insurance is worth seriously considering if you are homing
a Ragdoll or any other animal. Veterinary costs are rising and
even a relatively simple illness can lead to vet bills over £200.
Many breeders will home their kittens to new owners with six weeks
free insurance where there is an option to continue this if you
wish. There are numerous companies now offering pet insurance
but it is important to shop around to ensure your policy gives
your Raggie the cover it needs. The information below is a guide
to helping you ask the right questions of companies before investing
your money in insurance cover.
Check if the policy covers the following:
veterinary fees for accident and illness
death from accident and illness - some policies cover death
by accident only
the life of the animal – some companies cancel insurance
when the pet reaches a certain age.
the life of the illness – many policies only cover
the condition for 12 months or costs to a certain amount.
complementary medicines and treatments
advertising costs if your pet is lost or stolen
boarding fees if you are hospitalised and unable to care
for your pet
holiday cancellation costs
Others things worth knowing before you buy:
the claims procedure of the insurers
the claim excess i.e. the amount you are expected to pay
towards vets fee, before the insurers step in.
the payment options available for you to pay the policy
how soon the cover begins for injury and illness. Note: Injury
is often covered immediately but there is often a 7-14 day
delay before illness is covered.
if there is a cooling off period to give you time to fully
read the term and conditions and cancel if you are unhappy.
Remember to choose a policy which best suits your circumstances
and that of your Ragdoll.
Disclaimer: The advice included on this page
is given as information only and the UKRCC do not accept any responsibility
for a failure on the part of an individual to select appropriate